You have more options than you think.

No. Submitting your property to ADN does not run a credit check, contact your lender, or change your loan in any way. ADN is a marketplace that organizes options for you. If you ultimately accept an offer that involves your existing loan (for example a subject-to or loan modification), the provider will explain those specifics before you commit to anything.

Absolutely not. Every offer is yours to compare, negotiate, decline, or ignore. There is no obligation to accept anything. The whole point of ADN is to give you more than one option so you can choose what is best for you.

That is exactly what ADN is built for. Cash investors specifically look for properties that need work. Contractors on the platform can also send you repair estimates if you want to compare fixing it up versus selling as-is.

Yes. Many of the sellers on ADN are in pre-foreclosure or already in the foreclosure process. Speed matters: the sooner you submit, the more time providers have to send you cash offers, loan modification referrals, or short-sale options.

Your exact address is hidden from providers until you accept an offer. Providers see city, state, situation tags, and the AI summary of your property. Your contact information is only shared with providers you choose to engage.